Financing

Financing Options

We offer several financing options to help you secure the best solution for your next vehicle purchase. These include:

Banks
Credit Unions
Financing Companies
In-House Financing

In-House Financing

Our in-house financing program is designed to help customers who may need flexible options. Please review the guidelines below:

Loan Limits

The maximum in-house loan amount is $5,000.
Any remaining balance after the $5,000 maximum must be covered as a down payment.

Examples:

A vehicle priced at $8,000 requires a $3,000 down payment.
$9,000 vehicle – $5,000 in-house loan = $4,000 down payment.

Vehicles Priced at $7,500 or Less

Vehicles priced at $7,500 or below require a down payment equal to one-third of the vehicle price.
Example: A $6,000 vehicle requires a $2,000 down payment.
Example: $7,000 ÷ 3 = $2,350 down payment.

In-House Financing Requirements

Valid driver's license
Proof of employment/income (paystub or bank statements)
Proof of address (phone bill, utility bill, or document showing name & address)
Four references (name, address, and phone number)
Residence within 100 miles of Yakima, WA

Bank, Credit Union & Finance Company Options

We partner with various lenders to help secure the best possible loan for your situation.

What Our Lenders Can Work With

Good credit, bad credit, and no credit
Customers without a driver's license (ID, passport, or ITIN accepted)
Customers with existing auto loans
Assistance with obtaining vehicle insurance

Standard Down Payment Requirements

Most lenders require a minimum of 10% down based on the vehicle price.

Zero-down options may be available depending on lender approval, credit profile, and the vehicle. Ask us for details.

Down Payment Information

We accept the following forms of payment for down payments:

Cash
Cashier’s checks
Money orders
All major credit cards

Please note:
We do not accept personal checks for down payments.
Debit/credit card transactions may be subject to a 3% processing fee applied by the card machine for large down payments.

Dealer Information

Phone Number

(509) 452-5922

Company Contact

(509) 759-5049

Address

704 S. 1st Street Yakima, Washington 98901

Opening Hours